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Now Selling: 65 Hermann St., No. 3, San Francisco, MLS # 506536

65 Hermann #3, Dining Room

Slide 65 Hermann No 3 Dining and Kitchen Slide 65 Hermann Slide 65 Hermann Slide 65 Hermann now selling KEVIN K. HO + JONATHAN B. MCNARRY PRESENT residence 3 65 HERMANN STREET the architect’s home Vanguard Properties

EXCLUSIVELY BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

MLS No. 506536

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

NOW SELLING.

65 Hermann Street

residence 3

The Architect’s Home. A centrally located backdrop for life — and Instagram

An architect’s former home, residence 3 at 65 Hermann Street shows how to create an urban escape. Number 3’s owner did it right because you’ll feel eminently comfortable and relaxed as soon as you walk in. There’s a calm, warm and bright vibe waiting for you.

The 1-bed, 1-bath condominium features a deeded 75-sqft patio where you can tend to your plants or relax in the sun. There are wide-plank oak floors underfoot, a just-updated dual galley kitchen with new counters, stainless steel appliances and updated modern lighting throughout. The large living room can accommodate working from home easily, its large wall space and gallery lighting where you can display your favorite pieces of art (or hang a giant tv). The subway-tiled bathroom is generous as is the bedroom and its large closet. This home has quality, location and convenience.

While you have a deeded parking space, you may not need it given that you’re at the intersection of Duboce, Hayes Valley and the Lower Haight, three of the most vibrant and interconnected neighborhoods in the City with transit, biking and driving options at your leisure.

LISTED AT:

$749,000

 

Features

  • 1 Bed
  • 1 Bath 
  • 1 Parking (garage, angled, deeded) 
  • ≈ 700 –800+ sqft of living area, ≈ 75 sqft deeded outdoort patio
  • 12 Unit Building and HOA
  • Monthly Dues ≈ $395
  • Professional Management
  • Common area laundry room
  • Historic International Style building by McSweeney, circa 1956 
  • Mint Hill location near Duboce, Hayes, Castro and Mission Dolores
  • 99 walk score, 87 transit score, 86 bike score 

Photos
The Photos

Photos
The Property Video

Photos 360
A 3-D Tour

Because virtual tours are all the rage (by necessity) these days, here’s the tour for Unit 305. It’s pretty neat and accurate. Note: Mr. Raffi (the black lab) is excluded from the sale).  [This tour will expire by late 2020]

Photos zoom_out_map
The Floor Plan

The general layout of Unit 3. This is only an approximation and this is one of those spaces where you need to be there in person to appreciate it fully.  

The Floor Plan

Photos location_searching
The Location

Where three neighborhoods — the Castro, Lower Haight and the Market-Mission corridors meet — you can't get more central than this. 

Questions? Comments? 

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Our Other Listings

Now Selling: 65 Hermann St., No. 3, San Francisco, MLS # 506536

Buy Now

Now Selling: 875 Vermont St., No. 204, San Francisco, CA | $699,000 MLS 503836

Condos

In Contract: 32 Dorland, San Francisco | MLS 501033 $1,995,000

Buy Now

Some of Raffi’s Other Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

Market Updates: August is the first time since 2014 that SF 1-bed median rent has been below $3000, new report finds – SFGate

September 1, 2020 San Francisco Real Estate

“Despite much speculation of a Bay Area exodus, ApartmentList found that the percentage of renters who are currently living in the San Francisco metro and looking to move elsewhere has remained largely stable, increasing only very slightly from 31.6 percent at this time last year to the current rate of 32.1 percent. The demand for Bay Area apartments falling, it seems, is due to the fact that the region is simply attracting fewer new residents from elsewhere, as opposed to seeing existing renters leaving the area.”
— Read more www.sfgate.com/realestate/article/san-francisco-rents-still-declining-study-shows-15528773.php

Now Selling: 875 Vermont St., No. 204, San Francisco, CA | $699,000 MLS 503836

875 Vermont - Raffi in the Dining Area

875 Vermont - Raffi in the Dining Area 875 Vermont St, No. 204 KEVIN K. HO + JONATHAN B. MCNARRY PRESENT NOW AVAILABLE Vanguard Properties

EXCLUSIVELY BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

MLS No. 503836

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

NOW SELLING.

875 Vermont Street, No. 204

Relaxed. Practical. Upgraded. Surprising. Comfortable Nest. 

Number 204 is a rarely available, courtyard-side, 1-bed condominium with in-unit laundry, parking and outdoor access that's just been thoughtfully updated. The details are what makes this space enjoyable and comfortable. Unlike many of the units here, 204 has two large sweeping patio doors overlooking the rear courtyard allowing a light and airy feel all day. The space lives large and has a quality feel. 204's updates include new dimmable LED lighting everywhere; new hardware and trim; and, a gorgeous walnut feature wall with metal inlay detail + plenty of power for your large TV, DVR, gaming system(s) + soundbar. There's an inviting, bright, catalog-worthy kitchen and dining area for noshing or work. There's a bright bedroom with large closet, big west-facing window, and new architectural recessed lighting. Steps away from a dog park, playground + urban trail at McKinley Square, 875 is rated as ”very walkable.” Also near the vibrant Mission District, Potrero's main areas and 101.

This part of Vermont Street also happens to be the curviest street in the city (sorry Lombard Street).   

LISTED AT:

$749,000

See our virtual showing below.

Book A Showing For Your Clients Here

bedroom

1

 Bedroom

bathroom

1

 Bathroom

parking

1

 Parking

laundry

In-Unit

 Laundry

Photos
The Photos

Photos
The Property Video

Photos 360
A 3-D Tour

Because virtual tours are all the rage (by necessity) these days, here’s the tour for Unit 204. It’s pretty neat and accurate. Note: Mr. Raffi (the black lab) is excluded from the sale). 

Potrero Things to Know about 875 Vermont, No. 204 Unit 204 Notes

1 Bed, 1 Bath, 1-Car Parking (garage, side-by-side, interior access).

In-Unit Laundry (stacked, electric).

Twin patio slider doors access porch area overlooking rear courtyard.
Recent updates include lighting upgrades (dimmable LED lights), feature walnut wall, new pendant light, Completely repainted (Benjamin Moore paints), hardware updates.

Stainless steel kitchen appliances - refrigerator, electric range, dishwasher, garbage disposal.

Tile backsplash and LED under cabinet lighting.

Recessed LED lighting with dimmer switches added in bedroom.
Location. Location. Location.

1-minute walk to McKinley Square Park (trails, comm. garden, picnic tables, playground, off-leash area for dogs)

Minutes away from Potrero Whole Foods, 18th Street, Inner Mission, Mission Dolores, Mission Bay

Minutes from U.S. 101

875 Vermont has an 84 Walk score and 60 Transit Score (19 Polk)

The Building.

10-unit building, circa 1965.

$184/month HOA dues (water garbage, common area maintenance, management, building insurance, and reserves).

Mandatory retrofit work completed.

Ground-floor garage

Intercom access

Common area courtyard and patio, laundry room.

2 animal limit, no weight/breed restrictions.

Photos zoom_out_map
The Floor Plan

The general layout of Unit 204. This is only an approximation and this is one of those spaces where you need to be there in person to appreciate it fully.  

The Floor Plan

Photos location_searching
The Location

Steps away from a dog park, playground and urban trail at McKinley Square, 875 also happens to be the curviest street in the city (sorry Lombard Street). Rated “very walkable,” you’re minutes away from the vibrant Mission District, Potrero’s main areas and from 101.

 

Interested? 

Well, we’re glad you are. You can ask us about Vermont or anything else related to real estate. Reach out to K+J

Some of Raffi’s Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

People need to buy and sell houses no matter when

Kevin+Jonathan In and On the Media

Kevin+Jonathan on the media

SAN FRANCISCO CHRONICLE Q+A

The San Francisco Chronicle asks expert area realtors questions every week for their Sound-Off segment found in its Sunday Real Estate Section. The online counter part appears on SF Gate. We've been asked to contribute and do so fairly often, which is what you're seeing here.  

Q: Is it a challenge to stay busy right now? Why or why not?

A: Because our approach to real estate is quite personal and big picture, we’ve been very busy recently as the pandemic has changed personal circumstances for so many. It’s a transition period where it’s important to keep an eye on the bigger perspective, which is still strong in San Francisco: inventory and activity is up.

Buyers fortunate enough to be able to buy now are eager to secure low mortgage rates instead of paying rent. Because COVID has changed commutes, some homeowners are looking to relocate to homes with yards and more space. And there are landlords who want to leave the rental business.

Serving this wide mix of client needs takes more time and effort: property visits require PPE and scheduling; mortgage processing times are up; decisions to buy or sell consider more factors than before. This is why it’s great that there are two of us helping our clients and that we have a go-to support team to ensure nothing is missed.

The online version of this was published on July 27, 2020, while the print version was published on Sunday, July 26, 2020. Find the online version here.

People need to buy and sell houses no matter when

For More Sound-Off Snippets...

 

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

Even during a Pandemic, people need to buy and sell houses and properties. See why it’s been such a busy market in San Francisco with Kevin Ho and Jonathan McNarry of Vanguard Properties, the largest, locally owned and operated boutique brokerage in the Bay Area.

SF Chronicle Sound-Off Q+A: Impact a Second Corona Spike on San Francisco's Housing Market Considered with Kevin+Jonathan

How has another wave of Corona-19 cases impacted San Francisco’s housing market? It’s emphasized how important it is to be working with professionals like Kevin Ho and Jonathan McNarry of San Francisco’s largest, independently owned brokerage Vanguard Properties.

Kevin Quoted in Mission Local: “Real estate market in the Mission appears to recover, for now - Mission Local”

“A lot of renters have become buyers,” observed real estate agent Kevin Ho. “All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco.”

Ho said more of the buyers right now seem to be people who want to live in the home they’re purchasing, rather than using it as an investment. He said some of the recent changes to the law around tenant protections and rent forgiveness might be having an impact, and investors “don’t necessarily want to assume that risk.” In Mission Local.

Kevin on KTVU-2 Talking About Corona and SF Real Estate

San Francisco real estate and the coronavirus/COVID-19 as discussed by Kevin Ho of San Francisco’s Vanguard Properties, the leading locally owned luxury brokerage for the San Francisco Bay Area. The forecast is optimistic, the question is when.

Top Places for LGBTQ Folks to Live—and It's Not Just NYC and San Francisco | realtor.com

Talking about destination neighborhoods for LGBTQ folks, Kevin Ho of Vanguard Properties discusses how the Castro in San Francisco’s Eureka Valley, stacks up compared to other destinations and why it has a unique appeal.

SF Chronicle Sound-Off Q+A: On Setting a List Price with Kevin Ho + Jonathan McNarry

Setting a property’s list price or better yet trying to find a property’s real market value is always tricky especially in high-value and competitive markets like San Francisco. See how Kevin Ho and Jonathan McNarry, top-ranked agents at San Francisco’s luxury boutique brokerage Vanguard Properties handle the question in the San Francisco Chronicle’s Sound-Off Section

San Francisco Chronicle's Sound-Off: What Can Buyers Do To Help Their Agents with Kevin Ho+Jonathan McNarry

Getting into San Francisco’s real estate market can be daunting, but don’t worry, Kevin Ho and Jonathan McNarry have a map.

SF Gate's Sound Off: Will the 49ers playing in the Super Bowl affect open houses this weekend? 

We compare how San Francisco real estate stacks up against its Super Bowl rivals Baltimore and Kansas City. It’s not even close.

SF Chronicle Sound-Off Q+A: Impact a Second Corona Spike on San Francisco’s Housing Market Considered with Kevin+Jonathan

A Second Wave's impact on San Francisco's housing market

Kevin+Jonathan In and On the Media

Kevin+Jonathan on the media

SAN FRANCISCO CHRONICLE Q+A

The San Francisco Chronicle asks expert area realtors questions every week for their Sound-Off segment found in its Sunday Real Estate Section. The online counter part appears on SF Gate. We've been asked to contribute and do so fairly often, which is what you're seeing here.  

Q: How do you expect the recent spike in COVID-19 cases to affect the Bay Area’s housing market?

A: Since COVID started, many aspects of the Bay Area’s housing market stayed the same: it still costs about $1,000 per square foot to buy a home in San Francisco. People are still buying and selling.

Lenders are still lending (at very low interest rates). But it’s also changed: There are fewer transactions overall. Prices have stayed strong for houses but dipped a bit for condos. And there are no open houses.

The latest spike in COVID-19 cases will impact the housing market like everything else: it’ll interrupt our slow crawl towards a semblance of normalcy. You won’t be able to stumble upon an open house while out one weekend for a long while.

But the spike stresses why it’s even more important to work with good agents especially now.

Private appointments that agents facilitate are the only way to see a property for sale in person. More important, because COVID has really highlighted what “home” means to people, who better to help guide people with expertise, perspective and context sorely needed now than your friendly agent?

The online version of this was published on July 5, 2020 while the print version was also published on Sunday, July 5, 2020. Find the online version here.

A Second Wave's impact on San Francisco's housing market

For More Sound-Off Snippets...

 

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

Even during a Pandemic, people need to buy and sell houses and properties. See why it’s been such a busy market in San Francisco with Kevin Ho and Jonathan McNarry of Vanguard Properties, the largest, locally owned and operated boutique brokerage in the Bay Area.

SF Chronicle Sound-Off Q+A: Impact a Second Corona Spike on San Francisco's Housing Market Considered with Kevin+Jonathan

How has another wave of Corona-19 cases impacted San Francisco’s housing market? It’s emphasized how important it is to be working with professionals like Kevin Ho and Jonathan McNarry of San Francisco’s largest, independently owned brokerage Vanguard Properties.

Kevin Quoted in Mission Local: “Real estate market in the Mission appears to recover, for now - Mission Local”

“A lot of renters have become buyers,” observed real estate agent Kevin Ho. “All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco.”

Ho said more of the buyers right now seem to be people who want to live in the home they’re purchasing, rather than using it as an investment. He said some of the recent changes to the law around tenant protections and rent forgiveness might be having an impact, and investors “don’t necessarily want to assume that risk.” In Mission Local.

Kevin on KTVU-2 Talking About Corona and SF Real Estate

San Francisco real estate and the coronavirus/COVID-19 as discussed by Kevin Ho of San Francisco’s Vanguard Properties, the leading locally owned luxury brokerage for the San Francisco Bay Area. The forecast is optimistic, the question is when.

Top Places for LGBTQ Folks to Live—and It's Not Just NYC and San Francisco | realtor.com

Talking about destination neighborhoods for LGBTQ folks, Kevin Ho of Vanguard Properties discusses how the Castro in San Francisco’s Eureka Valley, stacks up compared to other destinations and why it has a unique appeal.

SF Chronicle Sound-Off Q+A: On Setting a List Price with Kevin Ho + Jonathan McNarry

Setting a property’s list price or better yet trying to find a property’s real market value is always tricky especially in high-value and competitive markets like San Francisco. See how Kevin Ho and Jonathan McNarry, top-ranked agents at San Francisco’s luxury boutique brokerage Vanguard Properties handle the question in the San Francisco Chronicle’s Sound-Off Section

San Francisco Chronicle's Sound-Off: What Can Buyers Do To Help Their Agents with Kevin Ho+Jonathan McNarry

Getting into San Francisco’s real estate market can be daunting, but don’t worry, Kevin Ho and Jonathan McNarry have a map.

SF Gate's Sound Off: Will the 49ers playing in the Super Bowl affect open houses this weekend? 

We compare how San Francisco real estate stacks up against its Super Bowl rivals Baltimore and Kansas City. It’s not even close.

From the Chronicle: Bay Area residents still want to stay in California despite ‘mass exodus’ myths

The much hallybooed exodus isn’t as exodusing as it’s supposed to be…

There’s been a lot reported about San Francisco residents fleeing the city, causing rents to plummet and SF home sales finally embracing transparent pricing. But when looking at data from online real estate platforms, most of the real estate searching is still happening within the metro area and throughout California.

 

Source: Bay Area residents still want to stay in California despite ‘mass exodus’ myths

In Contract: 32 Dorland, San Francisco | MLS 501033 $1,995,000

32 Dorland

32 Dorland Street KEVIN K. HO + JONATHAN B. MCNARRY PRESENT NOW AVAILABLE: MISSION DOLORES 4-UNIT Vanguard Properties

EXCLUSIVELY LISTED BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

SF MLS No. 501033

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

415.297.7462 | Kevin 

415.215.4393 | Jonathan 

NOW AVAILABLE

32 Dorland Street, San Francisco 

With an amazing location minutes from Dolores Park, Bi-Rite, Delfina, Tech-shuttle stops and mass transit on a true tree-lined street, 32 Dorland is a classic Mission Dolores multi-unit building with solid income, consistent tenants, and potential to expand with an in-envelope ADU. 

Set on an idyllic street that’s lined with trees and lamposts instead of power lines and just a stone’s throw away from Dolores Park, 32 Dorland Street is the rare opportunity to purchase a classic San Francisco building that earns solid income while also possessing the potential of adding even more value without the need for evictions or negotiated buyouts.
32 Dorland comprises four 1-bedroom units — each with coved ceilings, bay windows and wood floors. The well-maintained building has a authentic and bright feel and has two levels over a large garage level that contains a 400+ sqft underutilized area that’s also street accessible by breezeway. There’s also a sunny back garden area with large, fragrant jasmine plants. Available for the first time in years, the opportunity to own this piece of San Francisco is here and ready for you.

 

Listed At: $1,995,000

 

Limited Showings Only

 

Photos
The Photos

Overhead Things to Know about 32 Dorland Notes About 32 Dorland

Circa 1925, maintained 4-unit building over garage with concrete foundation

2,369 sqft (per appraiser)

4 1-bedroom units, 100 percent occupancy; all tenants current on rent

4 total parking spaces on ground floor or 1 space with an ADU with ≈ 455 sqft of living area accesible from street Location. Location. Location.

Covetted and desired location for owners and renters alike that is within a stone’s throw from the ever-popular Dolores Park, multiple tech shuttle stops, Bi-Rite Market, Bi-Rite Creamery, Delfina, Deflina Pizzeria and Tartine — all within 1 block Rental Income + Expenses

100 percent occupancy

$8,270/month rental income, $99,243/year (scheduled), $9,000/year operating expenses (scheduled, excluding property taxes)

Tenants pay PG&E, Internet

Owner responsible for refuse, water/sewage, garbage and common area power

Photos zoom_out_map
The Floor Plan

The general layout of 32 Dorland. This is only an approximation.  

The entire building

Photos location_searching
The Location

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Some of Raffi’s Other Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

Bay Area residents still want to stay in California despite ‘mass exodus’ myths – SFGate

Bay Area residents still want to stay in California despite ‘mass exodus’ myths – SFGate
— Read on www.sfgate.com/realestate/article/Bay-Area-residents-still-want-to-stay-in-15416652.php

Kevin Quoted in Mission Local: “Real estate market in the Mission appears to recover, for now – Mission Local”

Is it a good time or not for real estate?

ON THE MEDIA 

Mission Local Talks Real Estate During Corona

Kevin gets quoted and sounds a bit more upbeat and nuanced than all those other agents. 

Is it a good time or not for real estate?

The real estate market in the Mission District and San Francisco appears to be on its way to recovering from the shutdown in March, according to several real estate agents ... 

— Originally published July 9, 2020 on missionlocal.org/2020/07/real-estate-market-in-the-mission-appears-to-recover-for-now/

Real estate market in the Mission appears to recover, for now

 

The real estate market in the Mission District and San Francisco appears to be on its way to recovering from the shutdown in March, according to several real estate agents, although some parts of the market remain sluggish.

“The market is holding up pretty strong, but it depends on the segment,” said real estate agent Ruth Krishnan. “Condos and high-rise buildings are the softest. I would say people aren’t super stoked about getting in an elevator. And people have decided that they really, really value outdoor space and greenery.”

Krishnan said her agency recently sold a condo in the Mission District on Shotwell Street.

“It did very well, but it had this beautiful private garden,” she said. “With condos, definitely the ones that are doing the best, selling the quickest, and selling for the highest prices have outdoor space. That’s a big thing for people right now.”

 

“Most of the stuff sitting right now, it just doesn’t have any yard space,” she added.

Krishnan said that, typically, March is the busiest month for real estate in San Francisco, but this year all listings were pulled when the shelter-in-place order was announced. That didn’t keep things down for long, though. The city added real estate to the list of essential businesses on March 31, and Krishnan immediately started seeing business pick up.

“I was shocked. Right coming out of [March], people were already writing very aggressive offers. I was like, ‘Wait, what? Really? Right now?’” she said.

The monthly median house sale price in San Francisco set a new record of $1.8 million in June, according to the monthly report from the Compass real estate brokerage. “But it’s just a single month,” added Patrick Carlisle, chief market analyst for Compass.

“I never would have guessed that we would see this sort of rebound around the Bay Area, in the midst of one of the greatest health and economic crises in U.S. history,” Carlisle said.

Although the rebound in San Francisco is dramatic, it’s the smallest of the Bay Area, he said. Other counties — including more rural areas like Sonoma, Napa, Monterey, and Santa Cruz counties — have all seen spikes that “may be higher than at any time in history, in terms of offers being accepted.”

The rebound in San Francisco might not be as pronounced, perhaps, because the city has stricter shelter-in-place rules, Carlisle said, or perhaps because it’s the most densely populated region of the Bay Area.

 

“The Mission remains popular and strong,” said real estate agent Jennifer Rosdail. “The shutdown slowed it down at first, but people have figured out how to get their transactions done, and it’s accelerating a little bit.”

Since April, Rosdail said sales started coming back and have improved each month. “I’ve seen that in every segment I’ve checked — except for the luxury homes over, like, $2.5 million,” she said.

There aren’t many of those more expensive single-family homes in the Mission, but in a neighborhood like Noe Valley, the pattern is striking, Rosdail said. Single-family homes priced lower than $2.5 million there are moving much more quickly than those above $2.5 million, and more appear to be entering the market than are being sold.

“I think that dichotomy is interesting. I see a deceleration in the luxury homes” in Noe Valley, Rosdail said.


"All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco." — Kevin Ho


Taking the city as a whole, Carlisle’s analysis shows luxury single-family homes priced above $3 million are increasing in price — but that’s based on properties that have accepted offers, while Rosdail is also examining the growing supply of inventory in Noe Valley.

By and large, Carlisle said he prefers not to look at individual neighborhoods.

“When you look at a specific neighborhood, the sales numbers are so low, it’s hard for the data to be statistically reliable,” he said. “I generally try to look at them only on an annual basis.”

But, even with small sample sizes, it remains the only tool we have.

Crunching the numbers for the Mission, Rosdail said things were picking up in terms of volume and price — but that didn’t mean losses had been fully recovered, especially for condos. Comparing the median price of a two-bedroom condo that sold in May this year with the same time period last year, the price had dropped from $1.25 million to $1.05 million — or about 16 percent less. But, again, prices have gone up since then.

“April was a terrible month to sell your home. May wasn’t so bad. June was pretty good,” Rosdail said. “I don’t think we’re going to experience a summer slowdown this year; I think we already had it in April. People are just going to keep charging forward.”

The pandemic has also shifted what many people normally think of as in-demand neighborhoods.

“Outer Richmond is hot right now. The Sunset is doing great, because people want more space, they want to be away from each other,” Rosdail said.  Meanwhile, condos in SoMa haven’t been moving as quickly.

“A lot of renters have become buyers,” observed real estate agent Kevin Ho. “All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco.”

Ho said more of the buyers right now seem to be people who want to live in the home they’re purchasing, rather than using it as an investment. He said some of the recent changes to the law around tenant protections and rent forgiveness might be having an impact, and investors “don’t necessarily want to assume that risk.”

In San Francisco, the market for apartment buildings has also changed. For buildings with six or more apartments, Ho said the market had “quieted down, with not much movement.”

“For four units or under, we’re seeing good activity, because it’s more manageable,” he said. “Bigger buildings with multiple units, we’re seeing that market kind of take a pause as they wait and see how this pans out, because of all those changes” to rental laws.

Not all real estate agents Mission Local spoke to were convinced prices would continue to climb. An agent familiar with the Mission District, but who did not wish to be quoted by name, conveyed skepticism that the rush the city had seen over the past few months would be sustainable. Buyers may become choosier before submitting an offer on a less-desirable property, they argued, which could lead to more houses than buyers.

Analyzing numbers can tell us how the market has performed so far, but predicting the future remains as elusive as ever.

For More Media Mentions ...

 

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

Even during a Pandemic, people need to buy and sell houses and properties. See why it’s been such a busy market in San Francisco with Kevin Ho and Jonathan McNarry of Vanguard Properties, the largest, locally owned and operated boutique brokerage in the Bay Area.

SF Chronicle Sound-Off Q+A: Impact a Second Corona Spike on San Francisco's Housing Market Considered with Kevin+Jonathan

How has another wave of Corona-19 cases impacted San Francisco’s housing market? It’s emphasized how important it is to be working with professionals like Kevin Ho and Jonathan McNarry of San Francisco’s largest, independently owned brokerage Vanguard Properties.

Kevin Quoted in Mission Local: “Real estate market in the Mission appears to recover, for now - Mission Local”

“A lot of renters have become buyers,” observed real estate agent Kevin Ho. “All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco.”

Ho said more of the buyers right now seem to be people who want to live in the home they’re purchasing, rather than using it as an investment. He said some of the recent changes to the law around tenant protections and rent forgiveness might be having an impact, and investors “don’t necessarily want to assume that risk.” In Mission Local.

Kevin on KTVU-2 Talking About Corona and SF Real Estate

San Francisco real estate and the coronavirus/COVID-19 as discussed by Kevin Ho of San Francisco’s Vanguard Properties, the leading locally owned luxury brokerage for the San Francisco Bay Area. The forecast is optimistic, the question is when.

Top Places for LGBTQ Folks to Live—and It's Not Just NYC and San Francisco | realtor.com

Talking about destination neighborhoods for LGBTQ folks, Kevin Ho of Vanguard Properties discusses how the Castro in San Francisco’s Eureka Valley, stacks up compared to other destinations and why it has a unique appeal.

SF Chronicle Sound-Off Q+A: On Setting a List Price with Kevin Ho + Jonathan McNarry

Setting a property’s list price or better yet trying to find a property’s real market value is always tricky especially in high-value and competitive markets like San Francisco. See how Kevin Ho and Jonathan McNarry, top-ranked agents at San Francisco’s luxury boutique brokerage Vanguard Properties handle the question in the San Francisco Chronicle’s Sound-Off Section

San Francisco Chronicle's Sound-Off: What Can Buyers Do To Help Their Agents with Kevin Ho+Jonathan McNarry

Getting into San Francisco’s real estate market can be daunting, but don’t worry, Kevin Ho and Jonathan McNarry have a map.

SF Gate's Sound Off: Will the 49ers playing in the Super Bowl affect open houses this weekend? 

We compare how San Francisco real estate stacks up against its Super Bowl rivals Baltimore and Kansas City. It’s not even close.

Sold: 855 Bellevue, Daly City, CA | $1,210,000 (Over Asking, Multiple Offers)

855 Bellevue Ave KEVIN K. HO + JONATHAN B. MCNARRY PRESENT CROCKER | DALY CITY | 2,000-SQFT HOME, JUST-UPDATED Vanguard Properties

855 Bellevue Ave KEVIN K. HO + JONATHAN B. MCNARRY PRESENT CROCKER | DALY CITY | 2,000-SQFT HOME, JUST-UPDATED Vanguard Properties

EXCLUSIVELY LISTED BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

SF MLS No. 501143

MLS Listings no. ML81800754

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

415.297.7462 | Kevin 

415.215.4393 | Jonathan 

IN CONTRACT 

855 Bellevue Avenue

Right across the San Mateo county line, in Original Daly City/Crocker and perched on a quiet part of the street with a green space behind is 855 Bellevue Drive, which is a 5-bed, 2.5-bath 2-car parking, 2,000-sqft home that’s just been remodeled.

Spacious. Gracious. And newly remodeled for its future owners, 855 Bellevue has 5 bedrooms, 2.5 baths, 2-car garage parking, a second living area and a dramatic north view towards San Francisco and, on a clear day, the view goes all the way to Mt. Tam.

855 is move-in ready with various possibilities for the floor plan. The quiet home has a large back garden that sits next to a large green space behind the property. The midcentury home has just had its systems updated (new forced air heater, water heater, and windows among more); a new, large and bright kitchen installed with new cabinets, counters, backsplash tile and brand-new stainless appliances. The home also has new recessed LED lighting throughout and new double-pane windows. The bonus lower space has 8+-foot tall ceilings, access to the backyard and to the garage where the laundry hookups are.

Minutes away from BART, Westlake, 280 and San Francisco’s Crocker neighborhood the home is ready for its next chapter having been in the same family for nearly 40 years.

LISTED AT:

$998,000

IN CONTRACT (WITH BACKUP OFFER)

Photos
The Photos

Photos
The Property Video

Watch the video Play Video

Photos 360
A 3-D Tour

Because virtual tours are all the rage (by necessity) these days, here’s the tour for 855 Bellevue. It’s pretty neat and accurate.

Note: Mr. Raffi (the black lab) is excluded from the sale).  [This tour will expire by middle of 2020]

Things to Know about 855 Bellevue Avenue Notes About 855

5 Beds, 2.5 Baths (just updated), 2-Car Parking (garage, side-by-side, interior access); Generous ceiling heights (8-ft, 8+ feet)

Laundry (hookups in garage)

Stainless steel kitchen appliances: by Jenn-air, Samsung, gas range dishwas, garbage disposal

Recessed LED lighting throughout

All-new kitchen backsplash and LED under cabinet lighting

Wood fireplace in living-dining

Second Living Area (basement)

Large, terraced back garden

≈ 2,000 sqft of living space (per appraiser) including, ≈1,378 sqft for the entry and main level and ≈ 622 for the lower level

Location. Location. Location.

Minutes away from BART, San Francisco, I-280, Westlake, Metro Center, Daly City shops and restaurants. fiber_new What’s New?

The sellers did a whole lot to ge the home ready for you! Among more, there are....

New windows (dual pane with screens)

New Kitchen cabinets, counters, tile, appliances, sink and floors

New Forced Air Heater, Water Heater

New garage door (to be installed July 28)

New roof

New Skylights

New recessed LED lights

New Bathrooms/fixtures

New wood floors

Photos zoom_out_map
The Floor Plan

The general layout of 855 Bellevue. This is only an approxiamation.  

The Floor Plan

Photos location_searching
The Location
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Slider with alias 855 Bellevue Menu not found.

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Some of Raffi’s Other Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

Kevin + Jonathan on YouTube for San Francisco Real Estate

 
HELLO. Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market. We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life. We invite you to contact us to learn more and to start your success story now.
SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control. In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.
SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.

Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties 2501 Mission Street, San Francisco, CA 94110 555 Castro Street, San Francisco, CA 94114

Getting the Home Lending Process Started | Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

Starting the Financing Process

While there’s more to come for sure, we wanted to give you the first steps in tacking the home mortgage application process which will most likely be the most annoying part of the entire home buying process. 

HUNT+GATHER

A lender will only speak in generalities until they see your paperwork as they need documentation, documentation and more documentaion.  So you should start by gathering these materials and you should keep the originals and PDF them as you’ll have to send these materials in at least a few times. 

If you have any questions about documents or special circumstances it’s best to CALL your lender rep versus emailing them. 

Last 2 years of W–2s &1040s for self–employed and/or tax returns (personal & business returns 

FILED (e.g., 1120, Sched. K–1) Last 2 pay stubs & employer verification/ability to do so easily; year-end pay statements, 2 years

Last 2 months bank statements (checking, savings, IRA, Money Market, etc)

Credit report fee (banks pull their own), you could provide your own to avoid multiple inquiries but they'll eventually get their own 

Photo I.D. (Driver’s License, Passport, Green Card, etc.) (VA letter/certification)

Landlord contact information 12 months proof of rent payments; i.e., canceled checks, statements, etc.

If you’re getting RSUs, vesting schedule showing award amounts and payouts

Gift Letter from relatives/investors; don’t forget they can ‘loan’ you money through forgivable loans 

All cash? Funds verification/bank statement

Changing jobs? Offer letter from new employer (potentially, 1 pay stub from pay cycle of new employer) 

For current homeowners: current mortgage statement/sales contract

Various HUD & lender application materials

Whatever underwriting requests Explanatory letter for any special cases or situations

LENDER HERE, LENDER THERE, WHICH ONE?

There’s much more than mortgage rate when it comes to getting a mortgage. While it might not seem like it, you are still ultimately a consumer who chooses where to take your business. In evaluating who you want to do your loan, here are some of the fine-print details that can set one loan apart from another: 

  • Origination points (i.e., lender fees to even do the loan) 
  • Post-close reserve requirements, if any (i.e., cash on deposit even after you close escrow) 
  • Early repayment penalties, if any  (that make refinancing or early sales less advantageous) 
  • Number of appraisals required for your purchase, even if it’s not a contingency (if each appraisal costs close to $1,000 . . .)
  • Escrow duration, as in how long it will take for them to close the purchase from when the offer is accepted to when we have keys
  • Reputation and ethics 
  • How vigorous their underwriting is and how forgiving they are 
  • Down payment requirements (10, 15, 20, 25, 30, 40 percent?) 
  • How often credit is pulled (and how long a credit report lasts) 
  • If a lender is willing to have a second mortgage with their first mortgage 
A Mortgage Calculator (Just the Mortgage)

Yes, San Francisco and the Bay Area are expensive places to buy property. Good thing that there are lots of ways to buy a home. While cash is king, all-cash offers aren’t always the offers that win. We will explore some of the potential options for financing your purchase later one, but here is the documentation that most lenders will want to review. Remember your circumstances will be different so be aware of that.  

What Questions Can We Answer? 

There’s a lot to digest here we know. Feel free to ping us if you have someting you'd like to ask us. 

FOLKS WHO CAN HELP

We’ve worked with a lot of folks who have helped our clients get their homes. Reach out to them to see if they’d be a match for you. 

Conventional Purchases, Houses, Condos, Multi-Unit

Tony Alencar
Citibank
NMLS # 484714
Home Lending Officer
Cell: (415) 215-1239
[email protected]

Bridge, Portfolio, Unconventional

Patrick D Skovran
Boston Private
NMLSR #453408
SVP Market Leader – Residential Lending
415.806.8980 cell
415.402.3140 office
[email protected]

Conventional Purchases

Sean Patrick Farrell
Wells Fargo
NMLSR ID 507300
Home Mortgage Consultant
500 12th St, Suite 150
Oakland, CA 94607
MAC A0202-011
Tel: 510-267-1315
[email protected]

Mortgage Broker/Portfolio

Peter Barnes
RPM Mortgage
NMLS # 239580
1385 Shattuck Avenue unit B
Berkeley, CA 94709
Office # 510.647.5326
Cell # 415.302.3398
[email protected]

Construction, Purchase and Renovation, Development, Mortgage Broker

Connie Buchanan
Stephanie Hoff
California Real Estate Loans
NMLS #241170 & DRE #01200004
APMC dba California Real Estate Loans, Inc.
600 N San Mateo Dr, San Mateo, CA 94401
Cell: 415-999-2172
Tel: 650-342-4466
Fax: 650-342-9504
[email protected]

Unconventional, Investment, Remodel

Leman J Woo
Loan Depot
NMLS # 916227
Senior Loan Consultant
700 Airport Boulevard Suite 280
Burlingame, CA 94010
(650) 993-7580 office
(415) 812-2934 cell
[email protected]

What Else? 

See more on the topic.

Paying for it All: San Francisco Financed Purchases + Mortgages Considered By Kevin and Jonathan

Kevin Ho and Jonathan McNarry of Vanguard Properties, San Francisco, consider some of the financing products they and their clients have encountered when buying and selling property in San Francisco over the past few years including fixed mortgages, adjustable ones and exotic ones — each suited for a given property and offering situation.

Better Buying: How A Financed Offer Can Still Win in San Francisco's Competitive Real Estate Market

How to win property in San Francisco while still getting a mortgage: non-contingent financing. Top tips from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

Yes, It's possible to buy for less than 20 percent down

Think a 20% down payment is the only way to buy property in San Francisco? Think Again. There are many mortgage programs out there that allow you to get into a home now while rates are low and appreciation potential remains strong in San Francisco. Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties

General Information Only.

Remember that the advice above is just for information only and that your situation, circumstances are unique to you and that you should consult a financial professional before proceeding with any application for credit. Things in the financial sector can and do change with little or no notice, so keep current. Also, referrals above are to lending professionals we’ve worked with previously but that we receive no consideration, rebate or otherwise from the folks listed above. You must make the right choice for you exercising your own judgment and assessment. 

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114