Kevin+Jonathan’s Blog Posts re SF Real Estate

A snapshot of The Mira condominium building in Downtown San Francisco
June 24, 2025 Advice, Buyer Advice, Condos, Loans, Real Estate Industry, San Francisco Real Estate, South Beach - SOMA, Trends

News: The Mira SF was just built. Why is it already on a blacklist?

The San Francisco Standard recently reported on how buildings undergoing the SB 800 process—where HOAs and developers collaborate to resolve construction or finish-quality issues—can be temporarily blacklisted by some lenders. Kevin Ho and Jonathan McNarry of Vanguard Properties stay ahead of this and other emerging trends to help their clients navigate with clarity and confidence.

Read more
Raffi Money
June 9, 2020 Advice, Buy Now, Buyer Advice, Loans, Mortgages, San Francisco Real Estate

Getting the Home Lending Process Started | Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

The home lending process is one that takes time, effort and oftentimes is fraught with questions. Kevin Ho and Jonathan McNarry, realtors who have helped many buyers win homes and purchase them using a mortgage, give some observations about what works in San Francisco.

Read more
Twenty Percent Or Less!
March 16, 2017 Advice, Buy Now, Buyer Advice, Home Buying, Loans, Mortgages, Trends

Yes, It’s possible to buy for less than 20 percent down

Think a 20% down payment is the only way to buy property in San Francisco? Think Again. There are many mortgage programs out there that allow you to get into a home now while rates are low and appreciation potential remains strong in San Francisco. Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties

Read more
May 9, 2014 Advice, Buy Now, Loans, Real Estate Industry, San Francisco Real Estate, Sellers advice

Average US 30-year mortgage rate falls to 4.21 pct – SFGate

Average U.S. rates on fixed mortgages fell this week for a second straight week as the spring home-buying season has gotten off…

Read more
July 26, 2013 Advice, Castro District, Condos, exclusive, Great Opportunity, Hayes Valley, Home Buying, Hot Property, Loans, Mortgages, notable homes for sale, Noted Design, Real Estate Industry, SF News, SF Urban Planning, Something Special

The Official Line on the LineaSF

LineaSF Update Just as yours truly got a sneak peek at The Century SF this week, another new, triangular-shaped condo building, is…

Read more
June 25, 2012 Advice, Alamo Square, Buy Later, Buyer Advice, Cole Valley, hi end, Home Buying, Hot Property, Loans, San Francisco Real Estate Districts, Sellers advice, SF News

Trio of homes on SF’s 20th & 21st streets sell for way over asking | On The Block | an SFGate.com blog

The market continues to roll on.  You see the result of no inventory now? Trio of homes on SF’s 20th & 21st…

Read more
June 25, 2012 Buyer Advice, Loans, San Francisco Real Estate, SF News, SF Urban Planning, Something Special, South Beach - SOMA

Buy in SF for Five Percent Down with No PMI or MIP

Program Allows More To Buy in Emerging Areas Are you hamstrung by PMI (private mortgage insurance) or MIP (mortgage insurance premium) because…

Read more
June 4, 2012 Advice, Home Buying, investment potential, Loans, Real Estate Industry, Sellers advice, SF News

Putting the “Short” back in ‘Short Sale’

New Rules to reduce the murkiness of the ‘short’ sale.  Starting this month, that waiting game will have some new rules —…

Read more
March 26, 2012 Advice, Buyer Advice, exclusive, First Time Buyers, Home Buying, Loans, Mortgages, San Francisco Real Estate, Vanguard Properties

Click Here For REO Opportunities

To the extent there are any left in the San Francisco area, take a look at these FHA, Freddie and Fannie REO…

Read more