Our Blog

301 Guerrero

301 Guerrero Street KEVIN K. HO + JONATHAN B. MCNARRY PRESENT NOW SELLING

EXCLUSIVELY BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

SF MLS No. 514176

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

NOW SELLING

301 Guerrero Street

Updated Mission Dolores Condominium Suited for 2021

Large, warm, comfortable. 301 Guerrero — a 1,600+ sqft condo with 3 beds, 3 baths, 2 parking spaces + deeded storage room — dates from 2003 but has just been updated for 2021’s lifestyle. With two main en suite bedrooms (each with walk-in closet), there’s a third bedroom that can easily be your shut-the-door home office. A big kitchen with 2 sinks, a 36-inch Thermador gas range, gleaming brand-new Bosch refrigerator, also has a dishwasher, plenty of counter space, outlets, storage + large island. In-unit laundry with closet for linens (one of many closets), 301 gets flooded with afternoon sun. The soft + matte wood floors give a softness and warmth that’s enhanced by the gas fireplace in the living room. New, designer dimmable LED light fixtures allow you to set the right scene as do the in-ceiling speakers. 301’s bathrooms were just updated with new vanities, floors + lights. Hardwired ethernet + modern systems. Shared roof deck/back garden in a 3-unit HOA with A+ location.   

Exempted from the Rent Ordinance rent and eviction control regulations, this building offers potential income opportunities as well as serving as an ample personal residence with the right amount of public and private space for work, entertaining (when we can do that again) and relaxing. There’s enough room for everyone to be by themselves as there’s enough room to congregate. Recessed lights are all high-baffle, lower-glare Halo fixtures that are dimmable to 5%, 3000K light temperature that also have an extremely accurate CRI of 91. The building’s use of bay and box windows maximizes the amount of natural sunlight that pours in especially in the afternoons.

.

LISTED AT:

$1,595,000

 

 

Features

  • 3 Bedrooms (2 en suite)
  • 3 Bathroom (all full baths)
  • 2 Parking Spaces (garage, second space is tandem to first) 
  • Deeded storage room
  • ≈ 1,622 sqft of living area
  • Hardwired Ethernet throughout
  • In-ceiling speakers and music system 
  • In-Unit, Full-sized Laundry 
  • Brazilian Cherry Floors
  • Large primary bathroom suite with dual vanity sinks, jacuzzi tub and stand alone shower, freshly updated
  • 2 en suite bedrooms have walk-in closets  
  • Lighting fixtures (newly installed) by Tech, Sonneman, Modern Forms (WAC), Halo and Alloy LED
  • Stainless steel appliances by Bosch, Thermador, Viking 
  • Dual kitchen sinks (each with garbage disposals) 
  • Ample storage with multiple closets and with deeded storage room (lockable and private) 
  • 3 Unit Building and HOA
  • Monthly Dues $500
  • Shared roof deck
  • Shared rear garden
  • Circa 2003 
  • APN = 3555-069

Photos
The Photos

Photos
The Property Video

Photos 360
A 3-D Tour

Because virtual tours are all the rage (by necessity) these days, here’s the tour for 301 Guerrero. It’s pretty neat and accurate. Note: Mr. Raffi (the black lab) is excluded from the sale).  

Photos zoom_out_map
The Floor Plan

The general layout of 301 Guerrero. This is only an approximation and this is one of those spaces where you need to be there in person to appreciate it fully.  

301 Guerrero Street's Layout

Photos location_searching
The Location

Blocks away from Dolores Park, Duboce Park, BART, the Valencia Corridor, the Castro and much more. 

Questions? Comments? 

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Our Other Listings

301 Guerrero

Buy Now

Now Selling: 342 Hayes #11K, San Francisco

Buy Now

Now Selling: 1310 Fillmore, Residence 609, San Francisco

Listing

Some of Raffi’s Other Property Tours

 HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

Some Quality Time?

SOME STUFF TO KNOW.

To that extent possible, the information on this website is copyright protected. But other information such as links, articles and other ephemera are only reproduced here for educational purposes and may not represent our views or are otherwise approved by us. More important, whatever the source, remember to research all matters discussed here to your own satisfaction; trust but verify. 

TERMS+CONDITIONS.

Real estate is always changing and evolving. Because it’s based on people and people are, well people. Therefore, real estate can be complex and as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, in California, and the world can change with a tweet or a sneeze and is beyond anyone’s control as hard as we try.

In San Francisco, things like local, state and federal tax regulations can change quickly leading to big implications that take time to be realized or appreciated. Other factors like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things like pandemics, forest fires or mortgage rates that can change with little or no notice. All of these things and other intangible factors may well impact market values and performance. So keep your wits about you and keep in touch with us. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It’s important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. To the larger point, you should also seek out qualified folks who work in their respective sectors if you have further questions about X, Y or Z; we have referrals too if you need. 

 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2021, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.

Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114


Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us as we employ SSL standards among other protocols to safeguard private information. 

Now Selling: 342 Hayes #11K, San Francisco

342 Hayes, Unit 11K

342 Hayes Upper Level 342 Hayes #11K KEVIN K. HO + JONATHAN B. MCNARRY PRESENT NOW SELLING Vanguard Properties SOARING HAYES VALLEY PENTHOUSE LOFT Watch the Video

EXCLUSIVELY LISTED BY:

Kevin K. Ho, Esq. Jonathan B. McNarry

MLS No. 510119

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

NOW SELLING (in contract)

342 Hayes Street #11K

 

Dramatic CITY TOWNHOUSE/penthouse loft with a SUNNY and SOPHISTICATED disposition, bespoke finishes IN a central yet quiet location with parking and laundry in the heart of Hayes Valley. 

Spectacular, refined + bright penthouse loft in the heart of Hayes Valley. Impressively finished, #11K, a 1-bed, 1-bath, 1-car parking, 2-level condominium, has soaring 18-foot-tall vaulted ceilings, rich wood floors, designer lighting fixtures, a truly spa-like bathroom, and sleek kitchen that’s functional + practical featuring granite + stainless appliances. Thanks to afternoon sun that pours in + bespoke lighting, #11K is dramatically lit day + night. The upstairs bedroom has a large closet that automatically lights up when you open it; the closet discreetly conceals full-sized laundry too. #11K looks out to the interior courtyard of this elevator building. While #11K has one of the best parking spaces — next to the elevator and straight in — you might not even need it as you’re in the mix of all Hayes Valley’s boutiques, shops and eateries. But even better, at #11K, you can choose to be in the middle of it all or, get away from it all, simply by opening or closing your front door.

LISTED AT:

$899,000

In contact (ask us for details)

Photos
The Photos

Photos
The Property Video

https://youtu.be/GRJ6jgnAgOI Play Video

Photos 360
A 3-D Tour

Because virtual tours are all the rage (by necessity) these days, here’s the tour for 342. It’s pretty neat and accurate. Note: Mr. Raffi (the black lab) is excluded from the sale).  [This tour will expire in 2021]

342 Hayes Upper Level #11K at 342 Hayes Generally

Refined and dramatic (day or night), top-floor loft condominium with luxe finishes and clever utilization of space between its 2 levels

In-Unit Laundry (full-sized, stacked) discreetly located in the bedroom closet (which has automatic LED lighting)

Stainless steel kitchen appliances: refrigerator, electric Bosch range with microwave and externally vented exhaust Dishwasher by Bosch. Brand new stainless sink, new faucet, Culligan water filter system

Granite countertops, brand new legrande adorne series designer outlets, brand new under cabinet LED lights by Allow LED (the same Emeryville-based company that did the Bay Bridge lights)

Dramatic lighting throughout with LED and magnetic dimmer switches that control LED recessed lights, designer fixtures from Tech Lighting, Pablo and Hubbardton Forge

Soaring 18-ft vaulted ceilings with a bank of west-facing dual-pane windows

Rich dark, wood floors with the hand-carved look

Views to the west — spot USF from your front door

Entry overlooks interior courtyard

Large mirrors and dining table with chairs could be included with purchase)

Location. Location. Location.

Located off of the quiet, internal courtyard on the top floor of a quiet building in the middle of one of the most vibrant parts of Hayes Valley.

Minutes away from BART/MUNI, the Mid-Market Tech Hub, major performing arts venues like the San Francisco Symphony, Opera, Ballet and SF Jazz Center, ACT and the Bill Graham Civic Auditorium and the Norse Theater.

Footsteps away from Hayes Valley’s many restuarants, shops, boutiques, coffee/wine bars are more; Patricia’s Green

342 Hayes has a 100 Walk Score, 91 Transit Score and 99 Bike Score

During the Pandemic, Hayes Street has been closed off to car-traffic from Friday afternoons until Sunday evenings creating a pedestrian-friendly atmosphere.

eject The Building.

15-unit building, circa 1996

$625.13/month HOA dues (water, garbage, common area maintenance, building insurance, reserves and outside management from Bohan Management) with strong reserves (≈$200,000+)

Shared courtyard that receives afternoon sun

Elevator service, remote intercom front gate control

Deeded Parking space, storage on garage level

Parking garage is accessed from Ivy Street (the one-way lane off of Franklin Street the connects to Gough Street)

2-animal limit, no species/weight restrictions (cats, dogs, birds in cages)

30-day rental minimum

Photos zoom_out_map
The Floor Plan

The general layout of residence #11K. With two levels and just around 674 sqft (per condo map), the space is bright and dramatic day or night thanks to its 18-ft vaulted ceilings, bank of west-facing windows and rich dark hardwood floors.  

#11Ks approximate floor plan

Photos location_searching
The Location

Located in the heart of San Francisco, 342 Hayes is near so many sites and sounds to see, live and enjoy. No wonder why it gets a 100 Walk Score and why so many people want to live here. 

342 Hayes Street and Area

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Questions? Comments? Concerns? 

We’re here to help you answer your questions, comments and concerns.

Some of Our Other Listings

Now Selling: 342 Hayes #11K, San Francisco

K.Ho

Now Selling: 1310 Fillmore, Residence 609, San Francisco

K.Ho

Some of Raffi’s Other Property Tours

HELLO. Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market. We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life. We invite you to contact us to learn more and to start your success story now.
SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control. In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.
SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.

Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties 2501 Mission Street, San Francisco, CA 94110 555 Castro Street, San Francisco, CA 94114

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

People need to buy and sell houses no matter when

Kevin+Jonathan In and On the Media

Kevin+Jonathan on the media

SAN FRANCISCO CHRONICLE Q+A

The San Francisco Chronicle asks expert area realtors questions every week for their Sound-Off segment found in its Sunday Real Estate Section. The online counter part appears on SF Gate. We've been asked to contribute and do so fairly often, which is what you're seeing here.  

Q: Is it a challenge to stay busy right now? Why or why not?

A: Because our approach to real estate is quite personal and big picture, we’ve been very busy recently as the pandemic has changed personal circumstances for so many. It’s a transition period where it’s important to keep an eye on the bigger perspective, which is still strong in San Francisco: inventory and activity is up.

Buyers fortunate enough to be able to buy now are eager to secure low mortgage rates instead of paying rent. Because COVID has changed commutes, some homeowners are looking to relocate to homes with yards and more space. And there are landlords who want to leave the rental business.

Serving this wide mix of client needs takes more time and effort: property visits require PPE and scheduling; mortgage processing times are up; decisions to buy or sell consider more factors than before. This is why it’s great that there are two of us helping our clients and that we have a go-to support team to ensure nothing is missed.

The online version of this was published on July 27, 2020, while the print version was published on Sunday, July 26, 2020. Find the online version here.

People need to buy and sell houses no matter when

For More Sound-Off Snippets...

 

SF Chronicle Sound-Off Q+A: Still Busy During Covid with Kevin+Jonathan

Even during a Pandemic, people need to buy and sell houses and properties. See why it’s been such a busy market in San Francisco with Kevin Ho and Jonathan McNarry of Vanguard Properties, the largest, locally owned and operated boutique brokerage in the Bay Area.

SF Chronicle Sound-Off Q+A: Impact a Second Corona Spike on San Francisco's Housing Market Considered with Kevin+Jonathan

How has another wave of Corona-19 cases impacted San Francisco’s housing market? It’s emphasized how important it is to be working with professionals like Kevin Ho and Jonathan McNarry of San Francisco’s largest, independently owned brokerage Vanguard Properties.

Kevin Quoted in Mission Local: “Real estate market in the Mission appears to recover, for now - Mission Local”

“A lot of renters have become buyers,” observed real estate agent Kevin Ho. “All the talk of exodus — that’s the headline-grabbing news — but the real news is that a lot of buyers have a little more affordability. And a little more balance to the market allows them to own a piece of San Francisco.”

Ho said more of the buyers right now seem to be people who want to live in the home they’re purchasing, rather than using it as an investment. He said some of the recent changes to the law around tenant protections and rent forgiveness might be having an impact, and investors “don’t necessarily want to assume that risk.” In Mission Local.

Kevin on KTVU-2 Talking About Corona and SF Real Estate

San Francisco real estate and the coronavirus/COVID-19 as discussed by Kevin Ho of San Francisco’s Vanguard Properties, the leading locally owned luxury brokerage for the San Francisco Bay Area. The forecast is optimistic, the question is when.

Top Places for LGBTQ Folks to Live—and It's Not Just NYC and San Francisco | realtor.com

Talking about destination neighborhoods for LGBTQ folks, Kevin Ho of Vanguard Properties discusses how the Castro in San Francisco’s Eureka Valley, stacks up compared to other destinations and why it has a unique appeal.

SF Chronicle Sound-Off Q+A: On Setting a List Price with Kevin Ho + Jonathan McNarry

Setting a property’s list price or better yet trying to find a property’s real market value is always tricky especially in high-value and competitive markets like San Francisco. See how Kevin Ho and Jonathan McNarry, top-ranked agents at San Francisco’s luxury boutique brokerage Vanguard Properties handle the question in the San Francisco Chronicle’s Sound-Off Section

San Francisco Chronicle's Sound-Off: What Can Buyers Do To Help Their Agents with Kevin Ho+Jonathan McNarry

Getting into San Francisco’s real estate market can be daunting, but don’t worry, Kevin Ho and Jonathan McNarry have a map.

SF Gate's Sound Off: Will the 49ers playing in the Super Bowl affect open houses this weekend? 

We compare how San Francisco real estate stacks up against its Super Bowl rivals Baltimore and Kansas City. It’s not even close.

SOLD: 32 Dorland, San Francisco | MLS 501033 4-Unit Building

32 Dorland

32 Dorland Street KEVIN K. HO + JONATHAN B. MCNARRY PRESENT NOW AVAILABLE: MISSION DOLORES 4-UNIT Vanguard Properties

EXCLUSIVELY LISTED BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

SF MLS No. 501033

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

415.297.7462 | Kevin 

415.215.4393 | Jonathan 

SOLD

32 Dorland Street, San Francisco 

With an amazing location minutes from Dolores Park, Bi-Rite, Delfina, Tech-shuttle stops and mass transit on a true tree-lined street, 32 Dorland is a classic Mission Dolores multi-unit building with solid income, consistent tenants, and potential to expand with an in-envelope ADU. 

Set on an idyllic street that’s lined with trees and lamposts instead of power lines and just a stone’s throw away from Dolores Park, 32 Dorland Street is the rare opportunity to purchase a classic San Francisco building that earns solid income while also possessing the potential of adding even more value without the need for evictions or negotiated buyouts.
32 Dorland comprises four 1-bedroom units — each with coved ceilings, bay windows and wood floors. The well-maintained building has a authentic and bright feel and has two levels over a large garage level that contains a 400+ sqft underutilized area that’s also street accessible by breezeway. There’s also a sunny back garden area with large, fragrant jasmine plants. Available for the first time in years, the opportunity to own this piece of San Francisco is here and ready for you.

 

Sold At: $1,875,000

 

BUYER + SELLER REPRESENTED

 

SOLD

32 Dorland Street, San Francisco 

With an amazing location minutes from Dolores Park, Bi-Rite, Delfina, Tech-shuttle stops and mass transit on a true tree-lined street, 32 Dorland is a classic Mission Dolores multi-unit building with solid income, consistent tenants, and potential to expand with an in-envelope ADU. 

Set on an idyllic street that’s lined with trees and lamposts instead of power lines and just a stone’s throw away from Dolores Park, 32 Dorland Street is the rare opportunity to purchase a classic San Francisco building that earns solid income while also possessing the potential of adding even more value without the need for evictions or negotiated buyouts.
32 Dorland comprises four 1-bedroom units — each with coved ceilings, bay windows and wood floors. The well-maintained building has a authentic and bright feel and has two levels over a large garage level that contains a 400+ sqft underutilized area that’s also street accessible by breezeway. There’s also a sunny back garden area with large, fragrant jasmine plants. Available for the first time in years, the opportunity to own this piece of San Francisco is here and ready for you.

 

Sold At: $1,875,000

 

BUYER + SELLER REPRESENTED

 

SOLD

32 Dorland Street, San Francisco 

With an amazing location minutes from Dolores Park, Bi-Rite, Delfina, Tech-shuttle stops and mass transit on a true tree-lined street, 32 Dorland is a classic Mission Dolores multi-unit building with solid income, consistent tenants, and potential to expand with an in-envelope ADU. 

Set on an idyllic street that’s lined with trees and lamposts instead of power lines and just a stone’s throw away from Dolores Park, 32 Dorland Street is the rare opportunity to purchase a classic San Francisco building that earns solid income while also possessing the potential of adding even more value without the need for evictions or negotiated buyouts.
32 Dorland comprises four 1-bedroom units — each with coved ceilings, bay windows and wood floors. The well-maintained building has a authentic and bright feel and has two levels over a large garage level that contains a 400+ sqft underutilized area that’s also street accessible by breezeway. There’s also a sunny back garden area with large, fragrant jasmine plants. Available for the first time in years, the opportunity to own this piece of San Francisco is here and ready for you.

 

Sold At: $1,875,000

 

BUYER + SELLER REPRESENTED

 

Photos
The Photos

Overhead Things to Know about 32 Dorland Notes About 32 Dorland

Circa 1925, maintained 4-unit building over garage with concrete foundation

2,369 sqft (per appraiser)

4 1-bedroom units, 100 percent occupancy; all tenants current on rent

4 total parking spaces on ground floor or 1 space with an ADU with ≈ 455 sqft of living area accesible from street Location. Location. Location.

Covetted and desired location for owners and renters alike that is within a stone’s throw from the ever-popular Dolores Park, multiple tech shuttle stops, Bi-Rite Market, Bi-Rite Creamery, Delfina, Deflina Pizzeria and Tartine — all within 1 block Rental Income + Expenses

100 percent occupancy

$8,270/month rental income, $99,243/year (scheduled), $9,000/year operating expenses (scheduled, excluding property taxes)

Tenants pay PG&E, Internet

Owner responsible for refuse, water/sewage, garbage and common area power

Photos zoom_out_map
The Floor Plan

The general layout of 32 Dorland. This is only an approximation.  

The entire building

Photos location_searching
The Location

Want to Sell or Buy Something Similar? 

We know the area well and know what buyers and sellers want. Go ahead, ask us more.

Some of Raffi’s Other Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

Kevin + Jonathan on YouTube for San Francisco Real Estate

 
HELLO. Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market. We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life. We invite you to contact us to learn more and to start your success story now.
SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control. In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.
SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.

Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties 2501 Mission Street, San Francisco, CA 94110 555 Castro Street, San Francisco, CA 94114

Getting the Home Lending Process Started | Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

Starting the Financing Process

While there’s more to come for sure, we wanted to give you the first steps in tacking the home mortgage application process which will most likely be the most annoying part of the entire home buying process. 

HUNT+GATHER

A lender will only speak in generalities until they see your paperwork as they need documentation, documentation and more documentaion.  So you should start by gathering these materials and you should keep the originals and PDF them as you’ll have to send these materials in at least a few times. 

If you have any questions about documents or special circumstances it’s best to CALL your lender rep versus emailing them. 

Last 2 years of W–2s &1040s for self–employed and/or tax returns (personal & business returns 

FILED (e.g., 1120, Sched. K–1) Last 2 pay stubs & employer verification/ability to do so easily; year-end pay statements, 2 years

Last 2 months bank statements (checking, savings, IRA, Money Market, etc)

Credit report fee (banks pull their own), you could provide your own to avoid multiple inquiries but they'll eventually get their own 

Photo I.D. (Driver’s License, Passport, Green Card, etc.) (VA letter/certification)

Landlord contact information 12 months proof of rent payments; i.e., canceled checks, statements, etc.

If you’re getting RSUs, vesting schedule showing award amounts and payouts

Gift Letter from relatives/investors; don’t forget they can ‘loan’ you money through forgivable loans 

All cash? Funds verification/bank statement

Changing jobs? Offer letter from new employer (potentially, 1 pay stub from pay cycle of new employer) 

For current homeowners: current mortgage statement/sales contract

Various HUD & lender application materials

Whatever underwriting requests Explanatory letter for any special cases or situations

LENDER HERE, LENDER THERE, WHICH ONE?

There’s much more than mortgage rate when it comes to getting a mortgage. While it might not seem like it, you are still ultimately a consumer who chooses where to take your business. In evaluating who you want to do your loan, here are some of the fine-print details that can set one loan apart from another: 

  • Origination points (i.e., lender fees to even do the loan) 
  • Post-close reserve requirements, if any (i.e., cash on deposit even after you close escrow) 
  • Early repayment penalties, if any  (that make refinancing or early sales less advantageous) 
  • Number of appraisals required for your purchase, even if it’s not a contingency (if each appraisal costs close to $1,000 . . .)
  • Escrow duration, as in how long it will take for them to close the purchase from when the offer is accepted to when we have keys
  • Reputation and ethics 
  • How vigorous their underwriting is and how forgiving they are 
  • Down payment requirements (10, 15, 20, 25, 30, 40 percent?) 
  • How often credit is pulled (and how long a credit report lasts) 
  • If a lender is willing to have a second mortgage with their first mortgage 
A Mortgage Calculator (Just the Mortgage)

Yes, San Francisco and the Bay Area are expensive places to buy property. Good thing that there are lots of ways to buy a home. While cash is king, all-cash offers aren’t always the offers that win. We will explore some of the potential options for financing your purchase later one, but here is the documentation that most lenders will want to review. Remember your circumstances will be different so be aware of that.  

What Questions Can We Answer? 

There’s a lot to digest here we know. Feel free to ping us if you have someting you'd like to ask us. 

FOLKS WHO CAN HELP

We’ve worked with a lot of folks who have helped our clients get their homes. Reach out to them to see if they’d be a match for you. 

Conventional Purchases, Houses, Condos, Multi-Unit

Tony Alencar
Citibank
NMLS # 484714
Home Lending Officer
Cell: (415) 215-1239
[email protected]

Bridge, Portfolio, Unconventional

Patrick D Skovran
Boston Private
NMLSR #453408
SVP Market Leader – Residential Lending
415.806.8980 cell
415.402.3140 office
[email protected]

Conventional Purchases

Sean Patrick Farrell
Wells Fargo
NMLSR ID 507300
Home Mortgage Consultant
500 12th St, Suite 150
Oakland, CA 94607
MAC A0202-011
Tel: 510-267-1315
[email protected]

Mortgage Broker/Portfolio

Peter Barnes
RPM Mortgage
NMLS # 239580
1385 Shattuck Avenue unit B
Berkeley, CA 94709
Office # 510.647.5326
Cell # 415.302.3398
[email protected]

Construction, Purchase and Renovation, Development, Mortgage Broker

Connie Buchanan
Stephanie Hoff
California Real Estate Loans
NMLS #241170 & DRE #01200004
APMC dba California Real Estate Loans, Inc.
600 N San Mateo Dr, San Mateo, CA 94401
Cell: 415-999-2172
Tel: 650-342-4466
Fax: 650-342-9504
[email protected]

Unconventional, Investment, Remodel

Leman J Woo
Loan Depot
NMLS # 916227
Senior Loan Consultant
700 Airport Boulevard Suite 280
Burlingame, CA 94010
(650) 993-7580 office
(415) 812-2934 cell
[email protected]

What Else? 

See more on the topic.

Paying for it All: San Francisco Financed Purchases + Mortgages Considered By Kevin and Jonathan

Kevin Ho and Jonathan McNarry of Vanguard Properties, San Francisco, consider some of the financing products they and their clients have encountered when buying and selling property in San Francisco over the past few years including fixed mortgages, adjustable ones and exotic ones — each suited for a given property and offering situation.

Better Buying: How A Financed Offer Can Still Win in San Francisco's Competitive Real Estate Market

How to win property in San Francisco while still getting a mortgage: non-contingent financing. Top tips from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

Yes, It's possible to buy for less than 20 percent down

Think a 20% down payment is the only way to buy property in San Francisco? Think Again. There are many mortgage programs out there that allow you to get into a home now while rates are low and appreciation potential remains strong in San Francisco. Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties

General Information Only.

Remember that the advice above is just for information only and that your situation, circumstances are unique to you and that you should consult a financial professional before proceeding with any application for credit. Things in the financial sector can and do change with little or no notice, so keep current. Also, referrals above are to lending professionals we’ve worked with previously but that we receive no consideration, rebate or otherwise from the folks listed above. You must make the right choice for you exercising your own judgment and assessment. 

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

SOLD: 180 Corwin Street, Unit 2, San Francisco | Listed by Kevin+Jonathan

180 Corwin's View

Straight down Market Street View 180 CORWIN STREET KEVIN K. HO + JONATHAN B. MCNARRY PRESENT UNIT NO. 2 | SOLD Vanguard Properties

EXCLUSIVELY BY:

Kevin K. Ho, Esq.
Jonathan B. McNarry

MLS No. 497922

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

SOLD

180 Corwin Street, Unit No. 2

Sweeping, dramatic and hypnotizing views of San Francisco’s gleaming skyline define 180 Corwin for sure, but so do its modern luxe finishes, proximity to the Castro and Noe Valley as well as its cul-de-sac location next to the equally dramatic Kite Hill open space that effectively serves as the home’s 2.5-acre backyard (yes, true to its name, people actually fly kites here). Unit 2 at 180 Corwin has 2 beds, 1 bath, 1-car garage parking and deeded storage. Unit 2’s incredible views change so much during the day, varying from an alpine meadow, a forest of houses to a dramatic twinkling skyline at night.

Updated for sale, Unit 2’s kitchen has all-new appliances, countertops, hardware and lighting. Just-refinished warm-feeling matte oak floors that absorb and recast luminous sunlight during the day to give the space that sought-after light and breezy feel. At night, the skyline’s sparkling lights brilliantly contrast with the warm rich light from newly updated recessed LED lighting. There’s a great public/private layout with the kitchen and open living/dining/patio area on one side with the oversized master bedroom and guest bedroom, each with recessed lighting and generous closets, on the other.

The building completed its seismic retrofitting last year and is part of the condo conversion schedule that should resume soon. 

LISTED AT:

$949,000

SOLD: $1,150,000

Photos
The Photos

Photos
The Property Video

Play Video

Things to Know about 180 Corwin Unit 2 Notes

2 Beds, 1 Bath (shower over tub), 1-Car Parking (garage, side-by-side, interior access)

Dramatic 270° panoramic views from living room, kitchen, bathroom, and master bedroom

All-new stainless steel kitchen appliances: refrigerator (Samsung), induction range with microwave over range (Frigidaire), dishwasher (Bosch), garbage disposal (American Standard)

New recessed LED lighting with dimmer switches

All-new kitchen countertops (quartz), sink, hardware, designer switches/outlets (Legrand adorne), LED lighting

Oak floors (just refinished) throughout

Deeded storage area (basement)

≈ 70 sqft, sheltered, east-facing exclusive patio with slate tile Recently installed, oversized, dual-pane picture windows and patio slider

Location. Location. Location.

12-minute walk to Castro MUNI station
(K, L, M, Castro Shuttle, various bus lines + tech shuttle stops)

180 Corwin has an 80 Walk score, 85 Transit Score

Next to Kite Hill, a 2.5-acre grassy knoll, that has walking trails, steep rock formations and incredible views of the City. The area is also off-leash, and is where people do fly kites. There are also fields of wild oat grass with various trees along with ornamental plants.

The Building.

Six-unit building, circa 1960 $469/month HOA dues (water garbage, common area maintenance, building insurance, and reserves)

Soft-story seismic upgrade done, 2019; various past updates

Multi-story, detached 5,000+ sqft building with a finished basement/storage level and unfinished level below that

Ownership agreement for the six units by Andy Sirkin

On schedule to fractionalize current mortgage and to convert into condominiums*

*ask us for more information

Photos zoom_out_map
The Floor Plan

The general layout of Unit 2. This is only an approxiamation and this is one of those spaces where you need to be there in person to appreciate it fully.  

Floor Plan
The approximate floor plan for unit 2 at 180 Corwin.

Photos location_searching
The Location

Perched on a hillside overlooking the Castro, Eureka Valley and Noe Valley, 180 Corwin has an amazing vantage point where you’re both in and above the view. Its central location is convenient and even though it’s central you’re still in touch with nature. 

Now Selling: 1310 Fillmore, Residence 609, San Francisco

#609, 1310 Fillmore Street, San Francisco, CA. Listed for sale by Kevin Ho and Jonathan McNarry, Vanguard Properties. An exceptional, premium home with sweeping views, serene feel in San Francisco’s Fillmore District. A full-service building with 1 bed, 1 bath and 1-car parking. MLS 507488.

Interested? 

Well, we’re glad you are. But if it’s not this property, or if you want to ask us something else, feel free to reach out to us. 

Some of Raffi’s Other Property Tours

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

COVID-19 + Real Estate in San Francisco

No Open Houses During COVID-19, no worries

KEVIN K. HO + JONATHAN B. MCNARRY 

present

Real Estate In the Time of COVID-19.

(L’immobilier au temps de COVID-19)

 


 

COVID-19: A Call to Adapt.

 

(with opportunities)

 

 

→ Yes, real estate is still happening in San Francisco during COVID-19. People still need to buy and sell property regardless of the circumstances. And just like everything else, the pandemic has disrupted how we do business but this also means that a lot of opportunity has sprung up since. 

Ah, the Before Times.... Gone are the open houses that you could willy nilly come upon while you were out and about one weekend thanks to COVID-19.

In their place is a more focused (and, arguably, more efficient) process whereby only pre-approved and committed buyers can actually visit a property they may want to buy in person. While it’s more difficult to visit a property in person by accident, it’s becoming easier to see or ‘experience’ a wide number of properties thanks to increased agent use of 3-D property tours, property videos and virtual open houses via Zoom, YouTube Streaming and more. What follows is a rough and early guide as to how real estate is soldiering on in the coronavirus era and beyond.

How real estate can get done even during COVID-19

What About Property Values in a Pandemic?

We thought you’d never ask. Historic data from past pandemics like the 1918 Flu, something in the 1950s, SARS, the Swine Flu and other calamities show that while the number of real estate sales go down during the outbreak early on, property values remain steady otherwise. This makes sense: less inventory meets less demand. Data tracking COVID-19’s impact on real estate appears to be more segmented: suburbs and gateway communities are seeing surges of sales and prices, while more dense areas see softness due, in part, to being able to work and learn remotely.

How COVID-19 has impacted San Francisco's housing market

How Are Home Prices Holding Up in San Francisco? 

We took a deep dive into the sales data from 2019 and 2020 comparing the first 10 months of each year and found that, for the most part, we’re still seeing strong and steady sales numbers for most parts of the City despite the Pandemic and wildfire smoke. Because of that the demand for single-family houses is, and remains, strong (more people wanting to leave stacked living buildings or realizing they want their own outdoor space) while condominium values have declined in general but only just so — both the median and average condominium sale price figure fell about $20,000-$40,000 from 2019 to clock in at $1.24 million and $1.35 million respectively. This despite that the active available inventory on the MLS is nearly twice the normal at just about 2,000 active listings for houses, condos, TICS, co-ops, parcels of land and 2-4 unit buildings as of this writing. And the purported emptying of San Francisco is a bit premature as the tragic and now more frequent wildfires have shown, there are fewer and fewer places that we can go lest we run the risk of seeing our homes go up in flames or otherwise.

The rental market is taking a hit as we’ve all seen as work patterns change and remain unsettled. Also, areas like SoMa, South Beach, Yerba Buena and Mission Bay are having a tougher go at it as stacked living buildings (i.e., skyscrapers) are not in favor currently. 

How Are Home Prices Holding Up in San Francisco? 

We took a deep dive into the sales data from 2019 and 2020 comparing the first 10 months of each year and found that, for the most part, we’re still seeing strong and steady sales numbers for most parts of the City despite the Pandemic and wildfire smoke. Because of that the demand for single-family houses is, and remains, strong (more people wanting to leave stacked living buildings or realizing they want their own outdoor space) while condominium values have declined in general but only just so — both the median and average condominium sale price figure fell about $20,000-$40,000 from 2019 to clock in at $1.24 million and $1.35 million respectively. This despite that the active available inventory on the MLS is nearly twice the normal at just about 2,000 active listings for houses, condos, TICS, co-ops, parcels of land and 2-4 unit buildings as of this writing. And the purported emptying of San Francisco is a bit premature as the tragic and now more frequent wildfires have shown, there are fewer and fewer places that we can go lest we run the risk of seeing our homes go up in flames or otherwise.

The rental market is taking a hit as we’ve all seen as work patterns change and remain unsettled. Also, areas like SoMa, South Beach, Yerba Buena and Mission Bay are having a tougher go at it as stacked living buildings (i.e., skyscrapers) are not in favor currently. 

How Are Home Prices Holding Up in San Francisco? 

We took a deep dive into the sales data from 2019 and 2020 comparing the first 10 months of each year and found that, for the most part, we’re still seeing strong and steady sales numbers for most parts of the City despite the Pandemic and wildfire smoke. Because of that the demand for single-family houses is, and remains, strong (more people wanting to leave stacked living buildings or realizing they want their own outdoor space) while condominium values have declined in general but only just so — both the median and average condominium sale price figure fell about $20,000-$40,000 from 2019 to clock in at $1.24 million and $1.35 million respectively. This despite that the active available inventory on the MLS is nearly twice the normal at just about 2,000 active listings for houses, condos, TICS, co-ops, parcels of land and 2-4 unit buildings as of this writing. And the purported emptying of San Francisco is a bit premature as the tragic and now more frequent wildfires have shown, there are fewer and fewer places that we can go lest we run the risk of seeing our homes go up in flames or otherwise.

The rental market is taking a hit as we’ve all seen as work patterns change and remain unsettled. Also, areas like SoMa, South Beach, Yerba Buena and Mission Bay are having a tougher go at it as stacked living buildings (i.e., skyscrapers) are not in favor currently. 

1. No More In-Person, Public Open Houses (For Now)

No Open Houses During COVID-19, no worries

And When Open Houses Do Come Back...

Like everything else, when public open houses do come back, expect to encounter limits on how many folks can be inside at once, There may be temperature checks and booties and, most certainly, hand sanitizer, clorox wipes and disclaimers and waivers. 

Unfettered Access to Properties is Now ... Fettered?

Gone are the days where you could just stroll into a Sunday open house unexpectedly. Now curious neighbors or looky-loos will have to do this online. 

No in-person open houses or broker tours are allowed during shelter-in-place orders until who knows when. But if you’re really serious about a home there are ways. 

Suspending public, in-person open houses was an early part of social distancing practices that have had the following impacts

Loss of spontaneity: there will be fewer impulse buys that were aided and abetted by being able to go to open houses easily any given weekend

Loss of serendipity: lots of folks may not realize they could afford (or should) buy may not have that chance now. Similarly, folks may not realize that their home (which most will think is usually better than the open house they happen to be in) has appreciated in value so significantly. This may only ever happen when they meet an agent at an open house.

 

 

2. Visiting Virtually

Masked Crusaders vs. the Voyeurs 

For the truly determined, interested and serious buyers we can go and see. For everyone else, we can go and see (virtually)

 

→ While there is no real substitute for an in-person property visit, technology is making it easier to see something without actually being there. We’re seeing agents use polished property videos, matterport 3-D virtual tours, and Zoom open houses. And while these means a decent job of communicating what a property is about, a lot of folks want a more genuine sense of what a property is like in person. That’s where we come in. We will go out and make exhaustive, first-person walk-through videos that we’ll post on YouTube. We’ve made more than 400 of these videos over the years and have the process down. The hope is that these videos and commentary will help you decide if it’s worth visiting in person.

Virtual Property Tours and other means

Before an In-Person, Visit We Preview

Even if you’re a serious buyer with full underwriting approval, steady income and sufficient cash for a down payment (and post-close reserves), agents are still asking everyone view a property’s website, virtual tour, video and, in many cases, disclosure package before we can go and visit in person.  

3. Didn’t Al Gore Talk about Lockboxes? 

How to setup a property showing during COVID-19

It’s Time for a Relay for Keys.  

 

 

→ Unlike their Bay Area counterparts, San Francisco agents rarely put lock boxes on their listings. A property would be too unique or expensive to let people attend without the chance to sell the place in person was the logic. Now the world has been turned upside down, we’re seeing San Francisco agents use lock boxes as the default. Because it’s somewhat new practice, we’ll see more fumbling for keys, issues with lock boxes and less in-person selling.

4. Time for P.P.E.

Property Showings during COVID-19

Venturing Out (P.P.E., PEADs and all).

 

 

→ In-person property visits should be sponsored by 3M, Purell and Clorox at the rate we’re going. Before listing agents let anyone visit a property, buyers will have to cough up a pre-approval letter or proof of funds (pardon the pun) and will make buyers sign a the newly created statewide waiver form disclaiming the right to sue if you get sick. Property visits currently limited to two buyers (from the same household) and just 1 agent. Wipes, sanitizer, masks and social distancing do make a property feel a little eerie but if that’s the price of admission for a new place to call home and shelter, it’s a small one.

5. Contracts with Roadmaps  

Offers and Escrows during COVID-19

Navigating this New (not-so) Normal Requires Planning for the Unexpected.

 

A bit of balance is back in San Francisco. The sellers’ market of the past several years often meant buyers wanting contingencies, a price break or other concessions wouldn’t get very far in the market. While evolving, we’re seeing offers with financing contingencies get accepted and a certain amount of negotiation is back too. It’s also a good idea to include more flexible contract terms that allow for the unexpected to happen while still promoting good will and understanding on both sides.

6. For Everyone Else Who Bought: Forbearances + Re-Fis, Oh My.

Mortgages during Corona

Time-shifting.


 

→ So, for existing homeowners who may be facing a rough patch who need to defer loan payments to another month (or months) or to the very end of a loan’s term (forbearance), or others who just want to re-finance their loans, COVID-19’s impact on real estate has been profound. Negotiating with mortgage lenders is on the table again, which was unthinkable at the beginning of the year when the economy was humming along. The economy’s shutdown is thought to be only temporary but important enough so as to compel most major lenders to accommodate mortgage payment changes in order to avoid anything resembling the financial crisis era.

Track Property Prices in San Francisco

Take a look at what COVID-19 has done to San Francisco real estate prices.

Recent Posts

 

301 Guerrero

EXCLUSIVELY BY:Kevin K. Ho, Esq.Jonathan B. McNarrySF MLS No. 514176Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco AgentsNOW

Raffis 2020 Index for San Francisco Housing Sales

Raffi’s Index(January 2021) Just as difficult 2020 was, it’s just as difficult to put it into words. So just as the Harper’s Index

COMING SOON TO YOU: Higher Conforming Loan Limits for 2021 

Starting the last week of December 2020, conforming loan limits for high-market value areas like San Francisco are going up to more…

HELLO.

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever, Raffi, we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market.

We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life.

We invite you to contact us to learn more and to start your success story now.

SOME STUFF TO KNOW.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Terms & Conditions

Real estate is always changing and evolving. It's complex and can be as fickle as it is surprising. And while the information and knowledge on this site is considered to be accurate and correct, it cannot be warranted. Market conditions in San Francisco, California, and the world can change with a tweet or a sneeze and is beyond anyone's control.

In San Francisco, things like local, state and federal tax regulations can change with big implications. Other things like rent control rules, eviction control, lending practices and standards, building and zoning regulations are just a few of the other things that can change with little or no notice. All of these things and other intangible factors can and will impact market values and performance. 

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. It's important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. This speaks to the larger point that you should also seek out qualified folks who work in their respective sectors if you have further questions. 

Privacy Cookies. Mmm. Cookies. 

We’ve been told that our website may be using cookies — the electronic ones — not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser.

Our site uses cookies developed by third parties for a variety of purposes with the most important ones to us being focused on supporting our abilities to support our clients — current and future — as they look for San Francisco real estate services.

Also, cookies may also be used to track how you use our site, which, of course, may give rise to seeing related advertisements on other websites you visit. To comply with the California Consumer Privacy Act, we have deployed various measures you may see on this site. If you have a question or concern, feel free to contact us at [email protected]. We want you to be aware that your personal information stays private with us with SSL standards here among other protocols we employ. 

TELL EVERYONE.

SEARCH THE SITE.

©  2011-2020, Kevin Ho, Jonathan McNarry, RTI, Inc.

All rights reserved.


Kevin K. Ho, DRE 01875957/SBN 233408

Jonathan B. McNarry, DRE 01747295

Vanguard Properties
2501 Mission Street, San Francisco, CA 94110
555 Castro Street, San Francisco, CA 94114

SOLD: 308 Red Maple, Blackhawk, Danville | Large Vintage Golf Course Home | Listed: $995,000 SOLD: $1,200,000 listed with Kevin Ho and Jonathan McNarry, Vanguard Properties

308 Red Maple Drive KEVIN K. HO + JONATHAN B. MCNARRY proudly present Vanguard Properties

Exclusively Marketed By:

Kevin K. Ho, Esq.
Jonathan B. McNarry

Top Producers | Top 21 Vanguard Properties | Top 1% of San Francisco Agents

SOLD: 308 Red Maple Way, Danville

Large Silver Maple Home in Blackhawk

308 Red Maple is an opportunity to revisit and rewrite the 1980s — all in the sought-after, quiet and idyllic setting of Blackhawk’s Silver Maple neighborhood in Danville. Set on a 17,000-sqft parcel, this 3,300+ sqft, detached single-family home has 2 levels, 3–4 bedrooms, 3 baths and a 3-car garage. There are 2 fireplaces, a soaring 22-ft tall living room, family room, dining room, massive kitchen and large master suite with twin walk-in closets and an almost over-sized master bathroom looking out to a yard filled with fruit trees, redwoods and more. 308 is located near the fifth hole green of the Blackhawk Country Club’s golf course and is in an outstanding school district, near amenity-rich Blackhawk Plaza, and Danville was recently named the safest community in the entire state. Unless you love the ‘80s, this home is otherwise ready for its next chapter. The potential here is almost as big as the home.

Offered at: $995,000

SOLD: $1,200,000

Bay East MLS No. 40888811

 

SOLD: 308 Red Maple Way, Danville

Large Silver Maple Home in Blackhawk

308 Red Maple is an opportunity to revisit and rewrite the 1980s — all in the sought-after, quiet and idyllic setting of Blackhawk’s Silver Maple neighborhood in Danville. Set on a 17,000-sqft parcel, this 3,300+ sqft, detached single-family home has 2 levels, 3–4 bedrooms, 3 baths and a 3-car garage. There are 2 fireplaces, a soaring 22-ft tall living room, family room, dining room, massive kitchen and large master suite with twin walk-in closets and an almost over-sized master bathroom looking out to a yard filled with fruit trees, redwoods and more. 308 is located near the fifth hole green of the Blackhawk Country Club’s golf course and is in an outstanding school district, near amenity-rich Blackhawk Plaza, and Danville was recently named the safest community in the entire state. Unless you love the ‘80s, this home is otherwise ready for its next chapter. The potential here is almost as big as the home.

Offered at: $995,000

SOLD: $1,200,000

Bay East MLS No. 40888811

 

Of Note:

The Open Houses.

The property sold in just 7 days.

The Photos.

Some snapshots from the property. The dog pictured is Mr. Raffi and he is most certainly excluded from the sale. 

 

The Location.

The Floor Plan.

Questions, Comments, Queries? 

Whether you want to learn more about this or any other property, Kevin+Jonathan (and Raffi) are here for you. Shoot us a text (415.297.7462 + 415.215.4393) or send us an email. 

QUICK NAV
ABOUT US

Hi, we’re Kevin Ho and Jonathan McNarry of Vanguard Properties in San Francisco, California. We’re partners in life and in business. Together with our big black Labrador retriever Raffi we are top producing Realtors in San Francisco’s competitive and valuable residential real estate market. We truly love what we do and are passionately committed to our clients, their needs and advancing their interests. We represent both buyers and sellers with many repeat clients but we are always expanding our client base. Our belief is that by working with you you will make better informed decisions in this most important of areas of life. More research. More insight. More power. Many of our clients become our friends as the shared experience San Francisco real estate is as intense as it is rewarding. In any case our service is broad, 24/7 and comprehensive. We invite you to contact us to learn more and to start your success story now.

Kevin K. Ho, Esq.

BROKER ATTORNEY REALTOR

Top Producer

Vanguard Properties

DRE 01875957

415.297.7462

[email protected]

 

Jonathan B. McNarry

BROKER ASSOCIATE REALTOR

Top Producer

Vanguard Properties

DRE 01747295

415.215.4393

[email protected]

 

2501 Mission Street

San Francisco, CA 94110

555 Castro Street

San Francisco, CA 94114

MUMBO JUMBO

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

Kevin is a licensed California attorney but focuses on real estate about 99.9 percent of the time. Important to note that while you can’t take the attorney out of him he will not be acting as your attorney here. Also important to note is that real estate is always changing and evolving. And while the information on this site is considered to be accurate and correct, it cannot be warranted as being such because things, like tax law changes of late, or San Francisco’s complicated Rent Ordinance (and interpretations of such), or ever-changing market values — to name a few —  can and do change with little notice, logic or reason.

Also, we’ve been told that our website may be using cookies — the electronic ones not the ones that Cookie Monster loves. These cookies, tracking pixels and related technologies are small data files that emanate from our server or platform and are stored on your device or browser. Our site uses cookies dropped by third parties for a variety of purposes including to operate and personalize our website so that we can better help you as you look for San Francisco real estate services. Also, cookies may also be used to track how you use our site, which, of rouse, may give rise to seeing related advertisements on other websites you visit. We want you to be aware that your personal information stays private with us. The cookie data however, may assist vendors in targeting ads on other websites you visit.

To that extent possible, the information here is copyright protected. But other information such as links, articles and the like are only reproduced here for market education purposes. Remember to research all matters discussed here to your own satisfaction.

TELL EVERYONE about us
NOT JUST ANY NEWSLETTER, BUT ONE YOU’LL WANT TO READ

This isn’t the newsletter that tells you it’s time to clean out your gutters or that springtime is a groundbreaking time for florals, but this newsletter will tell you how properties actually sold and why. The stories behind the numbers. When a property was a fixer/flipper, when a list price was a just a teaser price and what new, coming-soon or off-market listings you’ll want to keep your eye on.

So join the newsletter that 630 other ‘in the know’ readers have joined and read regularly and what one developer calls the “bible” of newsletters, what another seller giddily waits for and nudges her husband when it appears in the inbox and what others have said is hands down the best in the business, by signing up below. You won’t regret it and your information stays us. Not even the folks at Vanguard Properties get it.

© 2019 Kevin K. Ho (DRE 01875957) + Jonathan B. McNarry (DRE 01747295), RTI, Inc.

Sold: 76 Fairfield Way, San Francisco | $1,302,800 | 491659

   

presented by:

Kevin K. Ho + Jonathan B. McNarry 

 

76 Fairfield Way 

A Large Opportunity With Big Western Views in Mt. Davidson Manor. First time on the market since the 1950s.

 

sold. 

Marketed By:

Kevin K. Ho, Esq. Jonathan B. McNarry

MLS No. 491659

Top Producers, Top 21 Vanguard Properties, Top 1% of San Francisco Agents

SOLD.

76 Fairfield Way

Detached Mt. Davidson Manor Fixer House With Big Potential

76 Fairfield Way has a commanding and stately presence with western views nearly as big as the opportunity that 76 Fairfield presents its future owners. This fully detached, nearly 1,700-sqft, three-story home sits on a large parcel with a private and large backyard that could be home to your future terraced garden, gazebo, bocce ball court or outdoor dining room. The home dates from 1928 and retains some of its original features like coved ceilings, vintage wood floors, and formal dining room. There have been updates over the years but there’s still an undeveloped garage area to capture and opportunity to maximize the afternoon light the home gets. Located up the hill from a revitalizing Ocean Avenue and its new amenities, 76 Fairfield is less than 10 minutes away from 280, public transit (BART and MUNI), as well as City College and SF State.

Offered at:

$1,299,000

SOLD AT: 

$1,302,800

Buyer & Seller Represented.

Briefly.

Some interesting points you may want to know about the property.
  • 2 Oversized Bedrooms with 1.5 Baths
  • 2 Levels of finished living space, a third with potential on garage level 
  • Big views to the west 
  • Large sloped backyard ready for your vision
  • Fully detached structure (similar to those around you)
  • 1,698 sqft of living area (per tax records)(square footage will vary for many reasons depending on why the number is needed and who is doing the measuring)
  • Circa 1928
  • Parcel Size: ≈ 3,371 sqft
  • 1-car garage (internal access) with undeveloped workshop area with tall ceiling height (9+ feet)
  • Concrete foundation
  • New roof circa 2018
  • Relatively updated systems 
  • Proximity to BART, MUNI, 280, revitalizing Ocean Ave
  • Walk score: 84 (very) 
  • Transit score: 75 (excellent)
  • APN: 3281-032A  

The Photos.

In and around the property. Note: Mr. Raffi (the black lab) is excluded from the sale).