Kevin+Jonathan’s Blog Posts re SF Real Estate

2021 Conforming Loan Limits

COMING SOON TO YOU: Higher Conforming Loan Limits for 2021 

Starting the last week of December 2020, conforming loan limits for high-market value areas like San Francisco are going up to more…

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Getting the Home Lending Process Started | Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

The home lending process is one that takes time, effort and oftentimes is fraught with questions. Kevin Ho and Jonathan McNarry, realtors who have helped many buyers win homes and purchase them using a mortgage, give some observations about what works in San Francisco.

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Twenty Percent Or Less!

Yes, It’s possible to buy for less than 20 percent down

Think a 20% down payment is the only way to buy property in San Francisco? Think Again. There are many mortgage programs out there that allow you to get into a home now while rates are low and appreciation potential remains strong in San Francisco. Advice from Kevin Ho and Jonathan McNarry, Vanguard Properties

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Better Buying

Better Buying: How A Financed Offer Can Still Win in San Francisco’s Competitive Real Estate Market

How to win property in San Francisco while still getting a mortgage: non-contingent financing. Top tips from Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco

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In 2015 Our Real Estate Clients of Kevin+Jonathan Bought for Less and Sold for More in San Francisco, Data Shows

See how clients of realtors Kevin Ho and Jonathan McNarry, Vanguard Properties, San Francisco, performed in 2015 based on MLS data for San Francisco — they did better.

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The Official Line on the LineaSF

LineaSF Update Just as yours truly got a sneak peek at The Century SF this week, another new, triangular-shaped condo building, is…

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How High Will Mortgage Rates Go? – Businessweek

Rates are now up almost a quarter-point from the mid-November record low of 3.31 percent, but looking into the numbers, it’s clear…

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Big Changes to Short Sale Practices Announced

New Lending Short Sale Standards Coming From the California Association of Realtors Thhe Federal Housing Finance Agency (FHFA) will realign guidelines for…

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Essential iPad utilities for realtors and consumers alike

IPad Tools that Can Help Buyers and Realtors Alike Navigate the Field A lot of my clients and folks who I meet…

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Housing Exuberance Led by Shiller’s U.S. Glamorous Cities – Bloomberg

In San Francisco, [residential real estate] prices are being driven up by the soaring technology industry. In May, a record 211,400 people…

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What are Those Underwriters Doing?

Freddie/Fannie/FHA Lending Guidelines So most escrows are being held up thus delaying closings. Why? Underwriting since the housing crisis has swung the…

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Refis on underwater jumbo loans nearly impossible – SFGate

One of the reasons why there’s so very little inventory now: Refis on underwater jumbo loans nearly impossible – SFGate.

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